Robert Livingston's Articles in Finances

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Saving Money With Credit Card Consolidation Credit cards have become a way of life for most individuals and families. The convenience of credit cards has led to their increased usage and with that increasing credit card debt. In many cases, credit card debt is spread out between many credit cards. Consolidating credit card debt may save you money. Find out in this article if credit card consolidation can save you money in this article. Can Canceling a Credit Card Hurt My Credit Score? One of the most significant factors in your credit score besides your payment history is how much you owe in relation to how much credit you have. This accounts for 30% of your credit score. However, the amount you owe is not simply the total amount of debt, it's your debt in relation to how much credit you have. This is referred to as the credit-utilization ratio. Find out how canceling a credit card can affect your credit score

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