If you own more than one pet, it can make sense to purchase insurance for all of them at once and from the same insurance company. Usually, when you are purchasing more than one insurance policy from the same company you will get some discounts. If, for example, you have two or three cats and dogs and you are purchasing your insurance online, you will surely get your hands on a great insurance with full coverage for your pets. However, if you own different pets and you want to get affordable insurance that can provide coverage for all your companions' needs, you will need to shop around more.
Besides the discount for multiple pets, purchasing an insurance policy for all your companions at once is also more convenient than purchasing a separate policy for each and every one of them. Even though the cost of the insurance policy is higher than if you were to purchase insurance for just your cat, for example, overall, multiple pet insurance means more savings for you. In addition, in case more than one of your pets gets ill or has an unfortunate accident, you will benefit from an easier claim process because you will need to deal with only one insurer.
The first step you need to take in order to get a multiple pet insurance policy is to start looking for insurance companies that can provide such insurance plans over the internet. The offers you will find on the internet are usually cheaper and more versatile than the ones you will get by visiting an agent. If you are unable to find an insurance company that can offer you these kinds of plans, write your home or car insurance dealer a letter and ask them whether they can provide you with a multi pet insurance plan. You are very unlikely to receive a negative answer and moreover, you will also be able to renegotiate your current home or car insurance and possibly get some more discounts.
However, you should be careful when you are signing the agreement and verify that the policy can provide the necessary coverage for hereditary illnesses and routine care for each and every one of the pets that you include in the policy. You can always add additional clauses in your insurance policy so that you can ensure that both your cat and the iguana are covered, for example.